Im not even going to take the time to write my own review for Ray Reynolds, instead Im going to let you read what just a few of the people who have had dealings with him have to say about him

Jay Irvine, California

I tried the Ray Reynolds plan a few years ago and yes got scammed out of thousands of dollars with nothing to show for it. His routine has not changed over the years. I saw an infomercial last night and it brought back some bitter memories. I love the part where he whips out a wallet full of credit cards that drop to the floor and says I have over 1 million in credit and you can too. Blah blah blah.

I still have doubts whether or not what he promises to teach you is even legal or effective. In fact in my research post Ray Reynolds I have found some contradictions in his claims. Building credit takes time, patience and good personal credit as well. You can’t buy good credit and a corporation won’t magically get you there either.

Not to say that being incorporated doesn’t have its advantages, but Ray would have you believe that the two go hand in hand and you can’t have one without the other, probably because this is where he makes most of his money. Pushing his corporations that have been sitting on the ’shelf’ and of course all the services required to incorporate. Meanwhile you are left in the dark and blindly following this man’s every word.

The bottom line is don’t take short cuts and be prepared to put some work into building your credit. If something sounds too good to be true or if you heard about it in an infomercial…. Run Run Run.

Hope this helps someone out there save some money and some headache!!

Jay Irvine, California U.S.A.

Terry Scottsdale, Arizona

One week ago Sunday I heard a radio small business radio show in Phoenix AZ. I just caught the tail end of it and they were talking about generating a line of credit for your business. They were saying that a corporation should have at least a credit line of $50,000.

I wrote down the web address, justaskray.com and went to the website. I was greeted with: Fill in the information below for your FREE money making Book and CD package.

Once I completed the form to ‘get your FREE cd featuring Ray Reynolds’ I was asked to pay $3.95 for shipping. I was assured that this was a safe transaction because the page says ‘As promised, our worry free guarantee If you are not completely satisfied, we will refund your shipping and handling fee. You have nothing to lose and everything to gain so get your free book and CD package now!’

Today I received the report via UPS. Honestly I have not even looked at the materials past the cover letter so I can not attest to the quality of the product.

The cover letter states: We have enclosed in your kit a free copy of the ‘Wealth Building Introductory Seminar CD. In addition, we have included the ‘Six Steps to Financial Freedom’ as a ‘thank you’ for taking the time to review your individually personalized corporate set up kit that is enclosed in this package. Yes the it is customized for the state where you are currently living; however, you can incorporate in any state of your choice by following the instructions on the FREE ARTICLES FLYER.

You have thirty (30) days to review your customized program. After 30 days from the shipping date, you will be charged one payment of $99. During this 30-day period you can get started with the set up of your new corporation.

No where before this has anything mentioned any payment other than the $3.99 shipping charge.

I called the phone number listed in the package 714-224-1750. The phone is answered ‘good afternoon, Corporate Office, this is Cathy speaking how can I help you?’

I asked about the $99. charge and was advised that the charge is for a bonus CD and bonus book included in my free packet. I advised that I did not wan them, nor did I order them. I was told thaqt I could return these products at my expense and thewre would be no charge if done within 30 days of the shipment.

I then called the local Tempe number, 480-829-0154. The young lady there advised me that I could return these products at my expense and there would be no charge if done within 30 days of the shipment. When asked why I would not be reimbursed she stated that it was policy, thats just how we do our marketing.

Clearly this is a case of bait and switch, consumer fraud.

Heres a couple more.

Posted by Billy G.

Ray Reynolds, the company’s CEO, has formerly been the subject of lawsuits filed by the California Attorney General in connection with two other corporations for failure to register as a Credit Services Organization and making untrue or misleading representations, in part, about their ability to improve, remove, or clear negative items from credit reports.

Ray Reynolds Companys advertising is deceptive or misleading. As an example, Ray Reynolds Company advertises that for $2183.92, they will build “Up to 1 million in credit” for the buyer. “Up to” claims such as this could actually mean they will obtain ZERO credit for your company, with the maximum amount they might obtain being 1 million. Projected figures such as used in this advertising claim with a range of potential possibilities should state both the minimum and maximum potential, without undue or misleading display of the maximum. The number of clients who obtained the maximum amount, should comprise a significant percentage, typically, at least 10%, of all clients, unless local or state law requires otherwise.

Posted by Coralyn H.

I gave Ray Reynolds $699 and received absolutely NOTHING from him. I have called numerous times, and Ray Reynolds company just say they will call me back, which they never do. That is a lot of money for me, and Ray Reynolds burned me completely…Ray Reynolds is a scammer.

Ok I think you get the idea. Ray Reynolds is some one I really would not want to buy anything from and I dont think, after reading this, you would either.

After Reviewing and Examining numerous money-making opportunities, and work-at-home programs, only a handful actually work. Click Here To Change Your Life.

There is the complete information about Work from home residual income. Huge numbers of business professionals, individuals, and various organizations all around the world have been struggling hard for the last many years to find out the best and most useful trade using internet. Although there are thousands of websites that promise to benefit you, but most of them do not come up to your expectations, as you do not get the required result from such websites. On the contrary, our website and system challenge all the available websites and products in its earnings, performance, and efficiency.

A great number of our customers worldwide have been amazed at the ingenuity and value of our system. They are totally satisfied with the astounding income they have been receiving every month. Our clients have earned up to $400 in the short span of two days. Over the period of a month another customer earned close to $12, 000.

There are many verified accounts of our customers making great profits working just a few hours a day from home. Commenting on the performance of our system, most of our customers have said that it is the most helpful tool they have ever used. Once you have taken the step foreword to be our customer, you will not only have access to our trade website but will also be sent user guides to help make your work for us extremely easy.

Currently, the cost of our system is considerably lower than the income you will be receiving. Our chief goal is to make sure the system reaches as many unemployed people as possible and ensure that they are benefited by it. Not only is the cost of the system reasonable, but it also gives our clients the opportunity to get our educational and informative books. With the aid of our system you can earn a great amount through our monthly pay checks annually.

Although there are a few fake and cheat systems available in the market that is totally fooling the people. In contrast, our main aim is our customer’s satisfaction; we cannot deceive our customers for a little illegal profit. The product is 100% satisfactory, reliable, and extremely amazing in the way it earns profit for our customers.

In comparison, our most vital intention is to make our users satisfied. We do not attempt to mislead our clients for elicit gain. Our product is cent percent dependable, reasonable and brilliant in its profit making capability.

One of our most revolutionary and cost-effective money making systems is called ‘Plug in Profit’ this system helps you bring positive changes to your website according to your needs.

A good example of one of our many successful systems are ‘Plug in Profit’ with the guidance of this system, you will undeniably be able to create phenomenally good changes in your website the way it is necessary. I think this article is enough to know about work from home residual income.

What opportunities do you feel you have to make millions? Making money is easier that many think, especially when it comes to making money on the internet. Everybody I associate with either is or wants to be a millionaire for a variety of reasons. Today there are literally thousands, if not millions; of ways to make a truck load of residual cash. Because successful people leave clues, we can learn a lot from the wealthy as most share some common characteristics.

If you have read The Millionaire Next Door or The Millionaire Mind, you will find statistical information about millionaires. What are they doing that is so unique? Why are they making so much more than the average Joe?

Aside from their amazing work ethic, most of the wealthy work more than 40 hours a week; Millionaires know how to leverage their time and resources to work more efficiently. They hire others, saving them hours of time. They hire out their weaknesses and focus solely on their strengths. Their business is their passion in life and dont feel it a drain of energy to constantly talk about it.

Another common trait the majority of millionaires share is the fact that they are very conservative in spending and aggressive investors. Most real millionaires arent flashy people who try to keep up with the Joness. They are often purchasing used cars, furniture and even clothing. They truly understand the value of the dollar.

Believe it or not, most millionaires are very conservative people. Most of them will never buy a new car or new anything. They understand the value of the dollar and dont want to waste hard earned money on things that depreciate in value. They will however be aggressive when it comes to investing in them and their business.

A residual income is a highly desired commodity. The best type of residual income is free residual income. Getting free residual income has now become much easier due to the Internet.

What if you could make a realistic $200 to $2000 monthly in free residual income. Most people would jump at the chance. All you would have to do is exchange about 5 hours of your time weekly, and in a matter of a few months get that extra money to pay some of those nagging bills.

You can get excellent training on how to make money on the Internet. The MLP program was created for this purpose. They will teach you how to make a free residual income from “paid to read email services”.

At MLP, they do not make crazy claims like, “Make $20,000 a week Online”. The ability to make a free residual income online is what they promise. This generally adds up to $200-$2000 monthly depending upon how hard you work.

Making your first $100 online is normally the toughest thing to do. The MLP program is designed to help you accomplish this task. Don’t chase after all those schemes and dreams that all over the Internet today.

Free residual income is being made today by literally thousands who use the MLM Program. It is a worldwide opportunity. Anybody can do this if they can read and have access to a computer. The paid to read email industry is part of the 12.5 Billion dollars being spent currently on Internet advertising. Why don’t you get your slice of this huge pie?

By making good use of your spare time, you can earn real extra money online. This is what MLP helps it’s members to do. Use free programs to make your first $100 online. Then you can build your business from that point using your “new” seed capital of $100 to expand.

Stop dreaming about making thousands and then not getting paid a single penny for your effort. Get actual cash into your hands. Earning free residual income is now possible on the Internet.

The concept of owning and running a business from home is to be able to earn enough money to afford the desired lifestyle of your dreams. To achieve this many people work extremely hard at becoming a success, and quite often put in lots more hours working for themselves from home, than they would when employed by someone else. The main factor that people seem to overlook is that they could do to be earning a residual income from home.

Residual income is that of funds that you are earning of a regular basis which requires little or no work at all on your part. A business should be created in order to do this, whereby you, as the business holder, establish customers and clients and sell a certain product or service to those customers in anticipation that they will return over and over again to purchase more items. If this procedure is set up on an automated basis, then this will lessen your workload even further and you will create a residual income for your business by trading in disposable commodities, ensuring that there is a need for the customer to return for more products or services.

There are a number of different existing programs which can be selected, or even bought, in order to give support in the building of your residual income from home. One example of this is Prepaid Legal, which is a subscription service, whereby there are newsletters and member sites available to you that you can keep upon paying your monthly subscription. Consequently, when the initial site is created, the buyer will pay a monthly fee in order to keep the service. This is one way in which you can receive a residual income.

You can also use independent sales to build residual income from home. You can become a distributor of products from companies such as iMelalucea and MonAvie and your customers have to sign up and become members in order to purchase the products. The membership usually consists of an autoship. This means that whether or not they have placed an order that month, they will be forwarded what they requested in their autoship and will be billed for the goods. The autoship is your aid to ensuring a residual income every month

Another option which is fantastic in assisting you in building a residual income from home is affiliate programs. Affiliate programs are whereby you sell items for different companies by recommendation. You are simply required to refer people to the company in order to purchase products or become members. You are not in actual fact selling anything yourself.

It can be as straightforward or as complicated as you wish to make it, when building residual income from home. The reason for this is that you need to have the contribution of ideas rather than the product that you are intending to promote. This can not be an overnight verdict. Precision as well as determination are needed in order to make it work. You can indeed live your dream, when you own these particular qualities and build a flourishing and successful residual income from home.